Cash without another payment
Use the equity in your home without adding a monthly bill.
Turn your home equity into cash.
Get the cash you need without a new monthly payment. Keep living in the home you own.
Get started in minutes. No credit impact.
Cash now. Your home stays yours.
You get cash upfront in exchange for an agreed share of your home's future value. No monthly payments.
Use the equity you’ve built. Keep the home you love.
Stay in your home
You keep ownership and continue living where you live today.
Know the terms upfront
See exactly what you receive and what you give in return. No interest. No surprises.
How it works
StakeHome handles the appraisal, title work, and paperwork. You review one clear offer before you decide.
- 01
Tell us about your home
Share your address and the basics. There is no listing. No obligation.
- 02
Review your offer
We verify the home, prepare the terms, and answer every question before you decide.
- 03
Close and get your cash
A vetted buyer funds the agreement. You get cash and stay in your home.
Get cash today. Keep your home.
Choose how much equity you want to trade for cash. See exactly what you give up and what you get before you accept an offer.
You get today
$40,000 in cash, upfront
No monthly payments
You give in return
10% of your home's future value
If you sell for $550K → $55K
Based on a $400,000 home today. Terms subject to underwriting, property eligibility, and applicable law.
Choose a home. Buy a stake.
Browse available home-equity opportunities and decide which ones you want to invest in.
Browse opportunitiesThe important questions, answered clearly.
Is this a loan?+
No. A StakeHome agreement is not a loan. There is no interest and no monthly payment. In exchange for cash today, you agree to give a buyer a set share of your home's value when the agreement ends.
Who owns my home?+
You do. You remain the homeowner and keep the rights and responsibilities that come with ownership. The agreement is recorded alongside your existing mortgage.
When does the buyer get paid?+
Your agreement ends when you sell, reach the end of your term, refinance in a way that requires settlement, or choose to buy the share back. The buyer receives their agreed share of your home's value then.
What does StakeHome charge?+
There is no fee to share your information or list your home. StakeHome's fee is disclosed before closing and is deducted from the funds you receive at close.